If you work or go to school in St. Louis, you know how expensive and crowded the city can be. It might be tough to find a great place to live, especially if you have a family. Buying a house could be well out of your price range, but even renting in the city can be tough. You may also want to get away from the noise and constant traffic. Cape Girardeau is a wonderful town nearby, with affordable rental
Cape Girardeau apartments
and homes. You get all the job and cultural opportunities of living in St. Louis, without the hassle or the expense.
When you start thinking about moving to Cape Girardeau, you should absolutely look at apartments and homes for rent. Buying a home takes a lot of time and money, and you could find yourself feeling stuck without the living situation you really want. When you buy a home, you have to save thousands of dollars for a down payment, prove to the bank that you can pay your mortgage to secure a loan, and you have to spend money on inspections. You will spend years paying off just the interest on your mortgage, and homeowners insurance can be pricey, too. Plus, you could find yourself settling for a home you don't really want, just so you can afford to move. There's no reason to put yourself through endless paperwork and escrow. When you rent a beautiful home in Cape Girardeau, you can move quickly, live in a great location, and get to know the town.
Renting is nearly always less expensive than owning a home. You save up a little for a deposit, first month's rent, the application fee, and renters' insurance. You have to prove you can pay rent each month, but this is less complicated than proving you can pay your mortgage. Your deposit will go to repairs, so you don't have to worry about the roof, plumbing, siding, or other issues. In fact, some landlords will even maintain the lawn for you.
If your ultimate goal is to buy a home, consider renting in the area first, so you can get to know it better. Living in Cape Girardeau is a great option for many people, but you may ultimately decide to live elsewhere. When you rent, you have the flexibility of being able to move when your lease is up. If you buy a home, however, you must live there for at least 10 years, usually 20 or 30, depending on the terms of your mortgage. You can sell your home, but you may not get value out of it if you sell soon after buying.
There are many beautiful apartments and
houses for rent in Cape Girardeau
. Room here with us, and you will see for yourself. Visit
to read more about this.